Tag Archives: subsidy
There is very little down side to estimating your income in 2015 to gain maximum subsidy. No penalties, no interest, in fact, you won’t even have to pay it all back. Read More…
One of the ironic points about the Patient Protection and Affordable Care Act on the horizon (also known as “Obamacare”) is that insurance rates are going to rise. In fact, they already have since the plans offered today are required to provide immediate benefits up front: most notably preventive care (physicals, screenings and immunizations) offered at no out-of-pocket cost to the patient. It’s a benefit and it costs money. Read More…
If you have recently lost your job, upon unemployment, some of you will qualify for a COBRA extension for your Ohio individual health insurance.
Instead of only paying the employee contribution of your health plan, you will have to pay your contribution, the business contribution, and an administration fee.
COBRA subsidies of up to 65% for 9 months are available for those who qualify; to find out if you and your family qualify for government support, call 866-577-3619.
For those who qualify for the subsidy, the temporary savings is not always the best choice. While you may save a few dollars in the short run, if you encounter an illness during that time you may become uninsurable and may not qualify for Ohio individual health insurance in the future. A better course of action would be to obtain affordable coverage now when you don’t have any major illnesses.
Why Ohio Individual Health Insurance?
1) Permanent – as long as you pay your monthly premium, no one can take it away from you.
2) Portable – Ohio individual health insurance is NOT contingent on your employment, you own it and you can take it with you from job to job.
3) Affordable. Individual & family insurance gives you full medical coverage, just like group health insurance, except at about 1/2 the cost.
When you shop online, make sure you deal with reputable agency not a lead generation company that will sell your information to up to 5 different brokers.
The following sites allow online quotes for Ohio individual health insurance that are fast and free with no obligation to buy.
Each site assigns you 1 and only 1benefit consultant to provide you the support you need;