If you have recently lost your job, upon unemployment, some of you will qualify for a COBRA extension for your Ohio individual health insurance.
However, not all companies are required to extend COBRA (only companies with over 20 employees).
Even if you do qualify for a COBRA extension of your Ohio health plan, you may notice that the cost of coverage is MUCH more expensive.
Instead of only paying the employee contribution of your health plan,
you will have to pay your contribution, the business contribution, and an administration fee.
So many unemployed Ohioans are shocked to see their former contribution of a few hundred
dollars significantly increase to a ohio health insurance premium of well over $1,000 per month
when they take a COBRA extension! That is why people search for COBRA alternatives such as an Ohio individual health insurance plan,
Have you considered a temporary plan (short term Ohio individual health insurance policy) while you get back on your feet?
A temporary health plan may be cheaper and wise alternative that will not require a long-term commitment
if you should find a new job with health benefits. Or, if you intend to start your own business as a
result of your job loss, you may apply for a Ohio small business or group plan.
When you shop online, make sure you deal with reputable agency not a lead generation company that will sell your information to up to 5 different brokers.
The following sites allow online quotes for Ohio individual health insurance that are fast and free with no obligation to buy. Each site assigns you 1 and only 1benefit consutlant to answer questions;
http://www.betweenjobshealthinsurance.com
http://www.MyOwnBossHealthInsurance.com
http://www.DirectHealthInsurancequotes.com