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Will You Get a Health Insurance Subsidy? You Might Be Surprised.

subsidyOne of the ironic points about the Patient Protection and Affordable Care Act on the horizon (also known as “Obamacare”) is that insurance rates are going to rise. In fact, they already have since the plans offered today are required to provide immediate benefits up front: most notably preventive care (physicals, screenings and immunizations) offered at no out-of-pocket cost to the patient.  It’s a benefit and it costs money. Continue reading

The Clock is Ticking to Get Out from Under COBRA!

Cobra on grassIf you are currently enrolled in a COBRA plan, you may not be aware that for a limited time, you may qualify for a more affordable health plan on or off the exchange–with potential health-care subsidies as well. That’s because in early May, the U.S. Department of Health and Human Services (HHS) announced a 60-day special enrollment period (SEP) for anyone who has COBRA group health benefits continuation coverage.

But the deadline for this period is July 1, 2014. So anyone on COBRA should act NOW. Continue reading

Defined Contribution: Helping Employers Control Costs While Giving Their Employees More Options

43333Now that the Affordable Care Act (ACA) is upon us, there are an array of both public and private insurance exchanges for individuals to shop for their own health insurance. And with the defined contribution model, employers can control the escalating costs of providing health insurance, while shifting responsibility (and control) of health insurance back to their employees at the same time. Continue reading

The HealthCare.gov Enrollment Deadline is Past…But It’s Still Not Too Late!

march-31-deadlineIn Line” But Still Waiting? We Can Help!

In light of the March rush for people to enroll before the HealthCare.gov Enrollment Deadline, CMS anticipates that a significant number of people who may have tried to or begun the process may not have finished it. If this is your situation, do no despair now that the intial deadline has past. CMS knows this and wants to help make sure that you can complete the application process in order to get covered. Continue reading

The Enrollment Countdown Rages On!

sony_vegas_pro_countdown_clock_tutorialOkay folks! We are getting down to the wire here. The last day to enroll in a 2014 health plan is approaching fast. The deadline is March 31, 2014. What this means to you is that if you have not acquired a health insurance plan by then, you will have to wait until November to apply without a qualifying event (such as a divorce, change of employment, relocation, etc.). Continue reading

{Last Session} Affordable Care Act Educational Sessions at Mount Carmel

Next Session:

Last Event of 2014

Mount Carmel East Hospital (new location)
Wednesday, December 11, 2013, 2:00 p.m. – 4:00 p.m., Bruce E. Siegel Center
5975 E. Broad Street, Columbus, Oh 43213

 

 

If you are confused – and maybe even a little intimidated – by what’s happening with the Affordable Care Act, I want to tell you about this great opportunity to get your questions answered.

In the coming weeks, I will be sharing information and answers about the changes in health insurance at the three Mount Carmel hospital locations. (The specific dates, times and locations are shown below.)

I am personally inviting you to come to one of these free presentations.anatomy of the exchange

Here are some of the topics I plan on covering:

• What is the cost? (And can I get money to help pay the cost?)
• What options are there for networks and providers?
• How can I find the plan that’s best for me?
• How do I enroll? Just how hard is it to sign up?

And of course, I will answer any other questions you may have.

These sessions are at a variety of dates, times, and locations. I hope you’ll find one that fits your schedule. This is a great educational opportunity with no cost or obligation.

Please join me!

Answers to Questions about Health Care Reform
Learn how the Affordable Care Act affects you

No advance registration is necessary. Simply arrive 10 minutes before the start time and go the the main reception desk for directions to the meeting space.

Last Event:

Mount Carmel East Hospital (new location)
Wednesday, December 11, 2013, 2:00 p.m. – 4:00 p.m., Bruce E. Siegel Center
5975 E. Broad Street, Columbus, Oh 43213

For more information, call (614) 344-4093.

At MyhealthQuoter.com, we are here to guide you and help you get informed and make the right decisions, and we will continue to do so in the advent of healthcare reform and as these different choices become available.

matt_81x106Matthew Byrne has made a career helping people find affordable health insurance in Ohio. He is the founder of MyHealthQuoter.com, a Dublin-based brokerage providing Ohio health insurance quotes and services for individuals, families and corporations. Mr. Byrne is a subject matter expert speaking frequently about Health Care Reform, Defined Contribution Programs, COBRA, and Medicare. He can be reached at (614) 336-3636, and online at www.MyHealthQuoter.com.

Need a Health Reform Speaker? Find it here, Business Fi

Seven Tips to Navigate Health Reform

The time approaching fast! Are you ready? Here are seven vital tips to navigate health reform. Be sure to download the PDF flyer with this information to print and share.

ONE:  On January 1, 2014- All plans on or off the federal exchange marketplace will be guarantee issue with no exclusion of pre-existing conditions which means the insurance company cannot deny you for coverage and they can’t exclude any of your medical conditions. Continue reading

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